Terms of Service
Please read these terms carefully before using Nexfy Capital's credit assessment and financial facilitation services.
By clicking "Run Credit Assessment" or accessing any services offered by Nexfy Capital Private Limited, you agree to be bound by these Terms of Service. If you do not agree, please refrain from using our platform.
1. Consent & Data Collection
By submitting your information, you hereby provide your explicit consent to Nexfy Capital to collect, store, process, and analyze the information provided by you, including:
- Full Name and Mobile Number
- GST Number and business registration details
- Business financial information (turnover, profit, obligations)
- Existing financial obligations and credit history indicators
The information provided by you is collected solely for the purpose of conducting a preliminary eligibility assessment. Your personal or business data will not be shared with any lending partner or third party at this stage. Data may be shared with authorized financial institutions or lending partners only after you voluntarily submit required documents and provide explicit consent for processing your financing request.
2. Assessment Disclaimer
⚠️ All credit assessments are indicative in nature and do not constitute a loan offer or approval.
The assessment provided through our platform is a preliminary indicative evaluation only. Final sanction, loan amount, pricing, and terms shall be:
- Independently determined by the respective lending institution
- Subject to the lender's internal credit policies and risk appetite
- Governed by applicable RBI regulations and lending guidelines
- Based on full documentation and detailed credit underwriting
3. Communication Authorization
By submitting your details, you authorize Nexfy Capital and its authorized representatives to contact you through the following channels regarding suitable financing options and related services:
You may opt out of marketing communications at any time by contacting us at support@nexfycapital.com.
4. Accuracy of Information
By using our platform, you confirm and represent that:
- All information provided is true, accurate, and complete to the best of your knowledge.
- The business and financial details submitted belong to your registered business entity.
- You are authorized to submit this information on behalf of the business.
- Any misrepresentation may result in the disqualification of your application.
5. Privacy & Data Security
Nexfy Capital is committed to protecting your personal and financial data. Your information will be:
- Processed securely using industry-standard encryption protocols
- Retained only for as long as necessary to fulfil the stated purposes
- Handled in accordance with applicable Indian data protection laws
- Subject to our full Privacy Policy, which governs all data processing activities
For full details, please review our Privacy Policy →
6. Limitation of Liability
Nexfy Capital operates as a financial services facilitation platform and is not a direct lender. Accordingly:
- Nexfy Capital is not liable for lending decisions made by partner institutions.
- We do not guarantee approval of any credit application submitted through our platform.
- Interest rates, fees, and charges are determined solely by the respective lender.
- Nexfy Capital shall not be held responsible for any loss arising from reliance on indicative assessment results.
7. Changes to These Terms
Nexfy Capital reserves the right to update or modify these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting to our platform. We encourage you to review this page periodically. Continued use of our services following any changes constitutes your acceptance of the updated terms.
8. Contact Us
If you have any questions about these Terms of Service or how we handle your data, please reach out to our team:
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