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Terms of Service

Please read these terms carefully before using Nexfy Capital's credit assessment and financial facilitation services.

📅 Effective Date: 1 January 2025🔄 Last Updated: 20 February 2025

By clicking "Run Credit Assessment" or accessing any services offered by Nexfy Capital Private Limited, you agree to be bound by these Terms of Service. If you do not agree, please refrain from using our platform.

2. Assessment Disclaimer

⚠️ All credit assessments are indicative in nature and do not constitute a loan offer or approval.

The assessment provided through our platform is a preliminary indicative evaluation only. Final sanction, loan amount, pricing, and terms shall be:

  • Independently determined by the respective lending institution
  • Subject to the lender's internal credit policies and risk appetite
  • Governed by applicable RBI regulations and lending guidelines
  • Based on full documentation and detailed credit underwriting

3. Communication Authorization

By submitting your details, you authorize Nexfy Capital and its authorized representatives to contact you through the following channels regarding suitable financing options and related services:

Phone Call
SMS
WhatsApp
Email

You may opt out of marketing communications at any time by contacting us at support@nexfycapital.com.

4. Accuracy of Information

By using our platform, you confirm and represent that:

  • All information provided is true, accurate, and complete to the best of your knowledge.
  • The business and financial details submitted belong to your registered business entity.
  • You are authorized to submit this information on behalf of the business.
  • Any misrepresentation may result in the disqualification of your application.

5. Privacy & Data Security

Nexfy Capital is committed to protecting your personal and financial data. Your information will be:

  • Processed securely using industry-standard encryption protocols
  • Retained only for as long as necessary to fulfil the stated purposes
  • Handled in accordance with applicable Indian data protection laws
  • Subject to our full Privacy Policy, which governs all data processing activities

For full details, please review our Privacy Policy →

6. Limitation of Liability

Nexfy Capital operates as a financial services facilitation platform and is not a direct lender. Accordingly:

  • Nexfy Capital is not liable for lending decisions made by partner institutions.
  • We do not guarantee approval of any credit application submitted through our platform.
  • Interest rates, fees, and charges are determined solely by the respective lender.
  • Nexfy Capital shall not be held responsible for any loss arising from reliance on indicative assessment results.

7. Changes to These Terms

Nexfy Capital reserves the right to update or modify these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting to our platform. We encourage you to review this page periodically. Continued use of our services following any changes constitutes your acceptance of the updated terms.

8. Contact Us

If you have any questions about these Terms of Service or how we handle your data, please reach out to our team:

© 2025 Nexfy Capital Private Limited · CIN: U71309TN1995PTC030536 · RBI Registered NBFC